About Investment Adviser
Shomesh Kumar has uniquely positioned himself in financial services industry in terms of experience and expertise by aligning himself Front to Back. He started his career in May 2002 as an Equity Derivatives Analyst and then moved on to add multiple product and activities under the realm of his acumen. He can be considered as first few Equity Derivatives Analysts of India.
Known to go beyond his comfort zone and act, the journey which he started as an Equity Derivatives Analyst, went on to add many product and business expertise under his portfolio of skills and expertise. He proved his abilities by setting up Derivatives Research Desk, Debt Market Research Desk, Equity Fundamental & Technical Research Desk and Mutual Fund Research Desk. He then moved on to take additional responsibility of Financial Publications. He also used to write articles for financial newspapers & magazines and has also performed the role of an Editor while managing the publications.
He also devised and put in place a Client based Advisory System. After proving his abilities in these activities cum role as a researcher, he then moved on and assumed additional responsibility of Developing Business. This involved devising a business plan, owning it and achieve, educating clients and employees. He was often seen on Business News channel representing the company, he was employed to.
After doing all this, he then set up, Algorithmic Trading Desk by increasing his span of responsibilities. This is where the journey as a Researcher, Trader, Business Manager or a front office role takes a breather, in an endeavour to build Back and Middle Office expertise. He then again moved beyond his comfort zone to learn and prove his abilities as an Operations Manager. This is where he aligned himself front to back to make himself, a capable Investment/Finance professional.
Investor Charter
Vision and Mission Statements for investors
Equity Investing
Equities, by far, have proved to be the best long-term investment tool in India for Wealth Creation and to beat the inflation as well. Equities are not risk free, but with Discipline & Consistency it is possible to convert these risks into multiple set of opportunities. With some logical risks associated with Equities, Shomesh Kumar brings his experience to you for a guided Equity investment that will have the flavor of Strategic as well as Tactical investing and Lump-sum as well as Rupee Cost Averaging, that has the ability to boost the CAGR in long-term.
Financial Planning
A goal-based advice. Shomesh Kumar works on a detailed plan based on your goals such as Retirement Planning, Children’s Education, or Buying a house etc. to obtain the desired results in a more planned and organized way. Even creating a corpus for a world tour with your family or a voyage on ship post your retirement; everything can be planned well in advance with certain amount of investment discipline. As it is said, “where there is a will there is a way”. Yes, this is applicable in Financial Planning too.
Windfall Gain Optimal Utilization
There are many sources from which one can get some surplus. It could be from Sale of Assets, Lump-Sum money received from an early retirement (such as Short Service Commission) etc. Also, it is equally important that these gains are preserved well and treated as Capital assets, which are put to further use in correct fashion to keep generating either annuity return or lump-sum return in future; with adequate safety of capital. Shomesh Kumar helps you with detailed customized plan for the optimal utilization of the Windfall Gain.
Wealth Creation
Creating “Parallel Source of Income” and “Long Term Investing” are the ways to create wealth. With customized plans, Shomesh Kumar helps you create wealth over time, by understanding your objectives, goals and risk appetite. A guided Asset Allocation in between the available investment products in India such as Bullion, Equities and Fixed Income etc. can be combined to benefit from the long-term economic growth of India and the world, prevailing & potential economic scenario (the cyclical nature of economy requires some tactical touch to the overall investment plan) and a variety of opportunities available in different asset classes.
A. To enter into an agreement with the client providing all details including fee details, aspects of Conflictof-interest disclosure and maintaining confidentiality of information.
B. To do a proper and unbiased risk – profiling and suitability assessment of the client.
C. To conduct audit annually.
D. To disclose the status of complaints on its website.
E. To disclose the name, proprietor name, type of registration, registration number, validity, complete address with telephone numbers and associated SEBI Office details (i.e. Head office/ regional/ local Office) on its website.
F. To employ only qualified and certified employees.
G. To deal with clients only from official number
H. To maintain records of interactions, with all clients including prospective clients (prior to onboarding), where any conversation related to advice has taken place.
I. To ensure that all advertisements are in adherence to the provisions of the Advertisement Code for Investment Advisers
J. Not to discriminate in terms of services provided, among clients opting for same/similar products/services offered by investment adviser.
1. Investor can lodge complaint/grievance against Investment Adviser in the following ways:
Mode of filing the complaint with investment adviser
In case of any grievance / complaint, an investor may approach the concerned Investment Adviser who shall strive to redress the grievance immediately, but not later than 21 days of the receipt of the grievance.
Mode of filing the complaint on SCORES or with Investment Adviser Administration and Supervisory Body (IAASB)
i. SCORES 2.0 (a web based centralized grievance redressal system of SEBI for facilitating effective grievance redressal in time-bound manner) (https://scores.sebi.gov.in)
Two level review for complaint/grievance against investment adviser:
a. First review done by designated body (IAASB)
b. Second review done by SEBI
ii. Email to designated email ID of IAASB
2. If the Investor is not satisfied with the resolution provided by the Market Participants, the the Investor has the option to file the complaint/ grievance on SMARTODR platform for its resolution through online conciliation or arbitration.
3. With regard to physical complaints, investors may send their complaints to:
Office of Investor Assistance and Education,
Securities and Exchange Board of India,
SEBI Bhavan, Plot No. C4-A, ‘G’ Block,
Bandra-Kurla Comp
A. Right to Privacy and Confidentiality
B. Right to Transparent Practices
C. Right to fair and Equitable Treatment
D. Right to Adequate Information
E. Right to Initial and Continuing Disclosure
F. Right to Fair & True Advertisement
G. Right to Awareness about Service Parameters and Turnaround Times
H. Right to be informed of the timelines for each service
I. Right to be Heard and Satisfactory Grievance Redressal
J. Right to have timely redressal
K. Right to Suitability of the Financial Products
L. Right to Exit from Financial product or service in accordance with the terms of agreement
M. with the investment adviser
N. Right to receive clear guidance and caution notice when dealing in Complex and High-Risk
O. Financial Products and Services
P. Additional Rights to vulnerable consumers
Q. Right to provide feedback on the financial products and services used
R. Right against coercive, unfair, and one-sided clauses in financial agreements
A. Always deal with SEBI registered Investment Advisers.
B. Ensure that the Investment Adviser has a valid registration certificate.
C. Check for SEBI registration number. Please refer to the list of all SEBI registered Investment Advisers which is available on SEBI website in the following link:
https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intm Id=13
D. Pay only advisory fees to your Investment Adviser. Make payments of advisory fees through banking channels only and maintain duly signed receipts mentioning the details of your payments.
E. Always ask for your risk profiling before accepting investment advice. Insist that Investment Adviser provides advisory strictly on the basis of your risk profiling and take into account available investment alternatives
F. Ask all relevant questions and clear your doubts with your Investment Adviser before acting on advice.
G. Assess the risk–return profile of the investment as well as the liquidity and safety aspects before making investments.
H. Insist on getting the terms and conditions in writing duly signed and stamped. Read these terms and conditions carefully particularly regarding advisory fees, advisory plans, category of recommendations etc. before dealing with any Investment Adviser.
I. Be vigilant in your transactions.
J. Approach the appropriate authorities for redressal of your doubts / grievances.
K. Inform SEBI about Investment Advisers offering assured or guaranteed returns.
L. Lodge your grievances with SEBI at https://scores.sebi.gov.in or you may also write to ay offices of SEBI. For queries, feedback or assistance, please contact SEBI office on Toll Free Helpline at 1800 22 7575 / 1800 266 7575.
A. Don’t fall for stock tips offered under the pretext of investment advice.
B. Do not provide funds for investment to the Investment Adviser.
C. Don’t fall for the promise of indicative or exorbitant or assured returns by the Investment Advisers. Don’t let greed overcome rational investment decisions.
D. Don’t fall prey to luring advertisements or market rumours.
E. Avoid doing transactions only on the basis of phone calls or messages from any Investment adviser or its representatives.
F. Don’t take decisions just because of repeated messages and calls by Investment Advisers.
G. Do not fall prey to limited period discount or other incentive, gifts, etc. offered by Investment advisers.
H. Don’t rush into making investments that do not match your risk-taking appetite and investment goals.
I. Do not share login credential and password of your trading and demat accounts with the Investment Adviser.
1. The Investment Adviser (IA) shall only accept payments towards its fees for Investment Advisory Services and is not permitted to accept funds or securities in its account on the client’s behalf.
2. The IA does not guarantee returns, accuracy, or risk-free investments. All advice is subject to market risks, and there is no assurance of any returns or profits.
3. Any assured/guaranteed/fixed returns schemes or any other schemes of similar nature are prohibited by law. No scheme of this nature shall be offered to the client by the IA.
4. Investment advice, only related to securities shall fall under the purview of SEBI. In case of any services offered by IA related to products/services not under the purview of SEBI, IA shall make disclosure to the client and take appropriate declaration and undertaking from the client that such products/services and the services of IA in respect of such products/services do not come under regulatory purview of SEBI and that no recourse is available to the client with SEBI for grievances related to such products/services or services of IA in respect of such products/services.
5. This agreement is for the investment advisory services provided by the IA and IA cannot execute/carry out any trade (purchase/sell transaction) on behalf of the client without his/her/its specific and positive consent on every trade. Thus, the client is advised not to permit IA to execute any trade on his/her/its behalf without explicit consent.
6. The fee charged by IA to the client will be subject to the maximum of amount prescribed by SEBI/Investment Adviser Administration and Supervisory Body (IAASB) from time to time (applicable only for Individual and HUF Clients).
Note:
• The current fee limit under Fixed Fee mode is Rs 1,51,000/- per annum per family of client. Under Assets under Advice (AUA) mode, maximum fee limit is 2.5 per cent of AUA per annum per family of client.
• The IA may change the fee mode at any time with the client’s consent; however, the maximum fee limit in such cases shall be higher of fee limit under the fixed fee mode or 2.5 per cent of AUA per annum per family of client.
• The fee limits do not include statutory charges.
• The fee limits apply only for investment advice related to securities under purview of SEBI.
• The fee limits do not apply to a non-individual client / accredited investor
7. IA may charge fees in advance if agreed by the client. Such advance shall not exceed the period stipulated by SEBI; presently it is maximum one year. In case of pre mature termination of the IA services by the client or the IA, the client shall be entitled to seek refund of proportionate fees only for unexpired period. However, IA is entitled to retain a maximum breakage fee of not greater than one-quarter fee.
8. Fees to IA may be paid by the client through any of the specified modes like cheque, online bank transfer, UPI, etc. Cash payment is not allowed. Optionally the client can make payments through Centralized Fee Collection Mechanism (CeFCoM), managed by BSE Limited (i.e. currently recognized IAASB).
9. The IA is expected to know the client’s financial details for providing services. Hence, the client is required to share the financial information (e.g. income, existing investments, liabilities, etc.) with the IA.
10. The IA is required to carry out the client’s risk profiling and suitability analysis before providing services and thereafter on an ongoing basis. The services provided will be in line with the assessed risk profile. IA shall also communicate the assessed risk profile to the client.
11. As part of conflict-of-interest management, the client or the client’s family members will not be provided any distribution services by IA or any of its group entity/ family members. IA shall, wherever available, advice direct plans (non-commission based) of products only.
The IA shall endeavour to promptly inform the client of any conflict of interest that may affect the services being rendered to the client.
12. For any grievances,
Step 1: The client should first contact the IA using the details on its website: https://www.shomeshkumar.in/
Step 2: If the resolution provided by IA is unsatisfactory, the client can lodge grievances through SEBI’s SCORES platform at www.scores.sebi.gov.in
Step 3: If the client remains dissatisfied with the outcome of the SCORES complaint, the client may consider the Online Dispute Resolution (ODR) through the Smart ODR portal at https://smartodr.in
13. The SEBI registration, enlistment with IAASB, and NISM certification do not guarantee the performance of IA or assure returns to the client.
14. Clients are required to keep contact details, including email id and mobile number/s updated with the IA at all times.
15. The IA shall never ask for the client’s login credentials and OTPs for the client’s Trading Account, Demat Account and Bank Account. Never share such information with anyone including IA.
Shomesh Kumar - Investment Advisory (IA)
(Investment Philosophy Explained)
Shomesh Kumar is a SEBI registered investment adviser (Individual) with Registration Number INA200015088 and with a BSE Membership as an Investment Adviser (Individual).
We, at Shomesh Kumar – IA, are fully sold on to the concept of Wealth Creation via Long-Term Investments, using any or all of the products allowed under the SEBI Investment Adviser Guidelines, 2013.
We live in a different world now, run more by machines, automated models, High Frequency Trades and less by humans. And therefore, we need to tune/position ourselves in such a way that we make machines & models work for us than we end up working for them.
Here is our Investment Philosophy enumerated (including Equities & Other Risk Asset Classes) with details of why we have adopted them. Please note, none of the returns are guaranteed and all the investments advised under Shomesh Kumar – IA are subject to market risk.
1. Our method of investment is based on the concept of GeDeTeF. Ge stands for General Economic Conditions, 3-5 years hence. De stands for Derivatives Data. Though we do NOT trade/recommend in Derivatives (Futures & Options), we try to read indications from Derivatives data. Te stands for Technical parameters which enable us optimizing the entry and exit levels and F, the main component i.e. Fundamentals of the company.
2. We follow the concept of Discipline & Consistency to generate desirable returns from the investments. Wealth is NOT created in a hurry or overnight.
3. We do not encourage any subscription to our Investment Advisory Services, unless the investor has investment time horizon of minimum 5 years. This is because data suggests that, there is 7% probability of loss in Equities with 5 years of investment cycle and 0% probability of loss in Equities with 10 years of investment cycle. Please note that these are analyses from past data and it does NOT guarantee any profit/loss or future performance. Equity & Risk Assets are always prone to risk/market risk.
4. We benchmark ourselves against Net ROI from Bank Fixed Deposits and not against any Index. We try to be 3 times better than Bank FD on Net basis over 5-6 years of investment horizon, which is also our performance evaluation time frame post the enrolment. We do NOT encourage any subscription to our services unless this ROI methodology is acceptable to the investor. This is an indicative performance benchmark and does NOT guarantee any return.
5. We are stock pickers and we do not buy the general market. We pick those businesses/stocks which are mostly not the market fancy and have the potential to generate and ROI of either about 25% approximately in a year or about 50%+ ROI in 3 years. Therefore, when we buy a stock/business we may hold them up to 3 years or so unless either the fundamentals have deteriorated or we have secured a better alternative to that. If we get a better business at reasonable valuation, then we might decide to switch from the stock. The above potential ROI expectation is an indicative methodology and not a thumb rule.
6. All of the stocks/businesses that we pick may not do well. Also, all of them may not do well together at a time. They will have their own cycle to perform and therefore in any portfolio of stocks, some may seem to be doing well and some may not, at a particular point in time.
7. We do NOT follow the concept of stop loss. Rather we follow the concept of “switch” in case the business is not delivering as per the expectations.
8. We book profits only when either the stock price-based targets are achieved or market (stock market index) based tollgates are achieved.
9. We do NOT get deterred with market volatility. For us, volatility is an opportunity. Corrections/Deep corrections are opportunities for us as Investors than being a threat, as it happens in the case of Trading.
10. For the current decade starting from CY 2021, we have marked this decade as the period of Growth for India and therefore, we see Nifty @ 35000+ and Sensex @ 1,25,000+ by the end of CY2030. And therefore, any fall is an opportunity for us in the larger perspective. Our complete positioning of sector and stocks are in such a way that we are able to benefit from the move that we expect this decade. i.e. even if we keep booking profits at regular intervals, we do not want to lose sight of the bigger picture. Refer to our report “Kaizen Nifty @ 35,000”.
11. With more and more players/machines/algos entering the stock markets with varied risk profile/appetite, extreme volatility is and will remain the new normal throughout the decade.
12. Timing the market has never worked well and will never work well. Timing the market is the job of a genius and we are no genius. We consider ourselves as a Caring Investment Adviser who care for the Brand of the firm as well as for the hard-earned money of the investors. Therefore, I believe in buying stocks with strong fundamentals and with the potential to grow the business in long-term. Good businesses have the potential/ability do well in the long-term, irrespective of the market conditions.
13. We can only prepare ourselves for known/expected risks. We cannot prepare ourselves for unforeseen risks such natural calamity, pandemics etc.
14. We always advise an investor to know the risk appetite before one opts for any of the products under the Investment Advisory Services of Shomesh Kumar.
15. Our trust in India Stock Market growth story is based on the premise that India is a growing economy and stock market is the reflection of growth in the economy. As long as our belief in the above premise is proven right, there are ample opportunities to make money in Indian stock market via. Long-term investment route. PATIENCE is key.
Videos
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25 Feb 2026
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Weekly Market View
21 Feb 2026
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07 Feb 2026
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Team
(Head of Operation)
Mr. Debanjan Bhattacharya has about 15 years of experience with prominent consulting firm in Research, Operations and Strategic Planning. He has expertise in interpreting the results of the research projects, recommending new projects or services and providing advice on the research and development options available to the organisation. He possesses skills and experience in mapping business requirements and coordinating in developing & implementing processes in line with the pre-set guidelines.
Testimonials
Shomesh Kumar has a clear thought process and maintains his calm even if the sea is rough. His knowledge of investments is deep and dependable. Whenever I have asked him about a multi bagger stock, his answer has been that you don’t get a multi bagger in a shop. It’s your disciplined approach of investment in quality companies and faith in long term investments that will put some multi bagger in your bag. With the skillset that he possesses, I am sure there will be a lot for us to benefit from his new endeavour. Waiting eagerly to get associated with him as his client now. I wish him all the success.
Achint Kumar Sinha
I have always found an overall investment & finance professional in Shomesh Kumar. He has a good grip on any investment product that I speak to him about for my investment needs. He has the ability to understand the economy as a whole, investment and trading too. He is always ready to guide me with his knowledge. He has a professional approach and very clear in his thoughts and is never unnerved by the noise around. I have always found him as a “go to” person whenever I needed guidance for my financial planning. There is a lot for us to benefit from his new endeavour. I wish him all the best.
Gaurav Raj
When it comes to realising financial goals through sound advice, there are loads of commentators that talk a good game, but Shomesh Kumar helps you make it happen. Backed with his professional upbringing at top finance and management schools as well as his experience of about 18 years, at top financial institutions, Shomesh Kumar has carved a niche for himself. He works with a clear strategy to give a planned direction to one’s financial future. His advice is based on a holistic assessment of inputs such as investment objective, risk appetite the overall goal. His work ethics and track record invoke great confidence and trust. I wish him success in all his endeavours.
Manish Prasad
Passion, knowledge and a genuine interest in achieving the best for clients is what makes a truly professional Financial Adviser and Shomesh Kumar checks all these boxes and more. He keeps the lines of communication open, updating on current financial issues and opportunities and helping make complex financial concepts easy to understand. He always has a clear strategy with regards to wealth creation. He is capable to work on tailor made plans to suit clients’ goals with a good understanding of the best available alternatives. His professional, ethical and caring demeanour elicits trust and respect. A true wealth advisor in every sense.
Ranjeet Kumar
Down The Memory Lane
Contact Us
Address
501, Srivastsa, Plot 66/67,Methodist Colony, Begumpet,
Hyderabad - 500016, Telangana
GSTIN - 36ALTPK1580B1Z3
Phone Number
+91 97690 16574